Know Exactly What You Can Afford in 60 Seconds — No Credit Pull Required

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Know Exactly What You Can Afford in 60 Seconds — No Credit Pull Required

What's Included:

Hi, I'm Adam Stempin. I Make Mortgages Simple.

6+ Years Experience

VA Loan Specialist

Self-Employed Expert

How It Works (It's Simpler Than You Think)

Loan Programs For Every Situation

What Fredericksburg Homeowners Say

Ready to join these happy homeowners?

Common Questions (No Judgment)

Stop Guessing. Start Knowing.

One property. The whole picture.

Which home are you exploring?

Where should we send it?

Quick Links

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See your estimated buying power based on income, debts, and down payment.

Estimated home price

Estimate only. Your true buying power depends on credit, loan program, and full underwriting.

You're all set!

We'll send your numbers over and follow up personally.

We'll confirm your exact budget and lock a plan that fits. Free and fast.

Get your Diamond Success Plan with real numbers, clear next steps, and a loan program matched to your goals. No confusing jargon. No pressure. Just clarity.

No credit pull • No obligation • Response within 2 hours

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NMLS #

For the past 6 years, I've helped families across Fredericksburg and Virginia navigate the mortgage process without the stress and confusion. My approach? No jargon, no pressure, just honest advice and clear next steps.

100+ families helped across Virginia and Maryland

Proudly serving military families with $0 down options

Creative solutions for 1099 workers and business owners

No confusing paperwork. No waiting days for answers. Just 3 simple steps to knowing your numbers.

Whether you're a first-time buyer, military family, or self-employed, there's a loan designed for you.

Your success story starts with a free 5-minute conversation.

If you're thinking it, someone else has asked it.

In the next 60 seconds, you could have clarity on exactly what you can afford and a clear plan to get there. Or you could keep wondering.

A clearer view of home

Understand the home, the neighborhood, and the market — all in one personalized report.

✓ Estimated value & property details

✓ Nearby sales & rental comparisons

✓ Neighborhood & market insights

✓ Branded PDF, ready to keep or share

Start with a property address. We’ll take it from here.

Your report will be available to download and keep.

Get your PDF here and a copy in your inbox.

By continuing, you agree to receive your report and be contacted about this property by .

This can take a few minutes. Please keep this page open.

Helping Fredericksburg families buy homes with clarity and confidence. No confusing jargon. No pressure. Just results.

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, NMLS # | NEXA Mortgage LLC, NMLS #1660690 | Company State License AZMB-0944059 | Licensed in VA

3100 West Ray Rd Ste 201 Office #209, Chandler, AZ 85226

www.NEXAMortgage.com NMLS Consumer Access

For informational use only. This is not a guarantee to lend or a commitment to extend credit. Subject to borrower and credit approval. Information is subject to change without notice. All loans are subject to credit approval.

Texas Complaint and Recovery Fund Notice: CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT'S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT'S WEBSITE AT WWW.SML.TEXAS.GOV.

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